Legal notice

Imprint / Owner

PROVENTUS AG
Feldeggstrasse 12
P.O. Box
CH-8034 Zurich

Tel. +41 44 217 83 83
info@proventus-vw.ch

Authorized represantive: Markus Widmer / Bence András
VAT: CHE-104.899.582
LEI: 549300F4XZLZAWJI1H93

General Information

Please read the following legal notice carefully. By accessing Proventus website, social media profiles, mobile apps or other applications (hereinafter referred to as “publicly available electronic applications”, “sites”, “electronic services”, “electronic applications” or “applications”), you agree to all the terms set out herein. These sites and the services described therein are not available to or directed towards any person located in any jurisdiction where such services are not permitted under local law or where Proventus is not registered or licensed to do business.

No Offer

The information contained on these publicly available electronic applications is for informational purposes only and does not constitute any form of promotion, offer, recommendation or solicitation to purchase or sell any investment instruments or securities, effect any transaction or enter into any other legal act. The investment instruments and services described therein may not be suitable for you or may be unavailable.

No Advice; No Client Relationship

Proventus does not provide investment advice, or any legal, tax, financial or other advice through these electronic services. You may not rely on the information on these sites, including any documents downloaded from them, as investment advice. You should not base any investment decision on the information or opinions expressed on these sites. The materials available on these applications are not tailored to particular investment objectives, financial situation or particular needs of any specific person. You should consult with an expert in the appropriate field before deciding to take any specific action. Nothing on these sites shall create a client relationship with you and Proventus. You may become a client of Proventus only upon entering into a signed, written agreement between you and Proventus.

Warranty and Liability

Proventus expressly disclaims any representation or warranty regarding the content of these sites. Proventus makes no representation or warranty (whether express or implied) that the information published on these applications or linked to these sites is accurate, reliable, up-to-date or complete. Proventus is under no obligation whatsoever to update or remove outdated information or links from the sites or to mark them as being outdated. The information contained on Proventus sites is subject to change at any time without notice. No warranty is given that Proventus electronic applications will operate error free or without interruption, that any faults will be corrected, or that Proventus applications and servers will be free of viruses, worms or other harmful components. Information available on these sites, such as financial market data, price data, reports, research and other financial information generally is based on sources that are considered to be reliable, however, the information and materials contained on these sites are provided «as is» and «as available». Proventus does not make any representation or warranty, either express or implied, as to quality, non-infringement or fitness for a particular purpose.

Investment Performance

The value and income of any investment and the income they generate may decrease or increase. The market value of securities or financial instruments may be affected by changes in economic, financial or political factors, time to maturity, market conditions and volatility, or the credit quality of any issuer or reference issuer. Investors may not recover the amount invested. Foreign currency rates may have a positive or adverse effect on the value, price or income of any security or related investment. Many factors may affect the value of an investment, and accordingly, investors effectively assume all risks and may receive back less than they had originally invested. Past performance should not be taken as an indication or guarantee of future performance and no representation or warranty, expressed or implied, is made Proventus regarding future performance.

Electronic Communication

The sites may permit electronic communication with Proventus. However, this communication is insecure and you may not place orders or instructions with Proventus using these electronic services.

Linked websites

Proventus sites may contain links to third party sites and information provided by them. These links and contents are supplied solely for your convenience. Proventus has no control over the content of such external sites and accepts no responsibility or liability with respect such third party sites.

Copyright, Intellectual Property

Privacy Policy

The electronic applications provide information relating to the services of Proventus for prospective and current clients. In the course of your use of the sites, Proventus may obtain personal information about you. This policy describes the types of personal information that may be collected about you in connection with your use of these applications:

“Cookies” are small text files that may be placed on your Web browser when you visit the sites or when you view advertisements placed on other sites by Proventus. The information derived from cookies is used for administrative purposes to help Proventus gauge the effectiveness of its advertising efforts and to improve your experience with the sites. For example, this information may help authenticate you (i.e., verify that you are who you say you are. Cookies also make it easier for you to navigate the sites by, among other things, “remembering” your identity so that you do not have to input your password multiple times as you move between pages or services. Cookies also may be used to serve you advertisements when you visit sites of third parties with whom Proventus may have marketing relationships. You can set your browser to inform you when cookies are set, or to prevent cookies from being set. However, if you decline to use cookies, you may experience reduced functionality. The sites use cookies that last indefinitely. If you do not wish to have a cookie stored in your computer, you should disable them in your browser’s security options.
“Clickstream” data (e.g., information regarding which of our pages you access, the frequency of such access, and your product and service preferences) may be collected by Proventus itself, or by its service providers, using cookies, Web beacons, page tags, or similar tools that are set when you visit the site or when you view an advertisement that Proventus has placed on another site. Clickstream data and similar information may be shared internally within Proventus and used: for administrative purposes; to assess the usage, value and performance of online products and services; to improve your experience with the site; and as otherwise permitted by applicable law or regulation. This information may be processed by Proventus or the purposes described above, or by third parties on behalf of Proventus.
When you visit the site, your browser may be momentarily directed to the site of an ad server or other third party service provider. This re-direction process will not be apparent to you. These third party sites automatically receive your IP address when this happens, and they may also collect information from your interaction with the site including computer and connection information, standard log information, and ad information. Such information generally does not identify you individually.
Proventus may make available on its sites third party applications such as content linking or sharing facilities. Information collected by providers of such applications is governed by their privacy policies. Following links to any other off-site pages or other sites is at the user’s own risk.

This policy provides a general statement of the ways in which Proventus gathers information from the use of its sites. In connection with specific products or services offered by Proventus, you may be provided with separate privacy policies or statements. This policy may be changed from time to time without notice by Proventus. The revised policy will be effective immediately upon posting to the sites.

If you require further information regarding this privacy policy please contact us.

Applicable Law and Place of Jurisdiction

Any disputes arising out of or in connection with the use of Proventus’ publicly available electronic applications and the Legal Notice are governed by and construed in accordance with Swiss law. Zurich, Switzerland is the exclusive place of jurisdiction.